Lexington Law
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Lexington Law

 4.4/5 (185 ratings)
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Lexington Law

About Lexington Law

Lexington Law is a firm focused on credit repair. Its services revolve around removing inaccurate or questionable negative items listed on your credit report through credit report analysis, credit disputes, dispute escalation and credit score analysis.

Overall Satisfaction Rating

  • 5 stars
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Pros

  • Free consultation
  • Straightforward service plans
  • Online chat available

Cons

  • Pricier than some competitors
  • May charge for additional reports

Bottom Line

Lexington Law helps clients improve low credit scores. Fees are higher than those of some competitors, but new clients get a free consultation. The company employs lawyers to help execute credit repair services.

Top Lexington Law Reviews

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Rated with 5 stars
Verified

… Lexington Law has been very helpful in how I understand my credit and how important it truly is. In just shy of 1 year they have helped me build my credit from a score of 4 to a...

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Rated with 5 stars
Verified

Lexington Law has been helping me repair my credit after my divorce. I am thankful for their help because it was so overwhelming for me to do myself. They have also educated me on...

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What is Lexington Law?

Lexington Law is a credit repair firm that helps amend inaccurate or questionable items affecting your credit score. Credit repair agents analyze your credit reports and financial information. Lexington Law has removed more than 1 million negative items from their clients’ credit reports in the last year, according to the company.

How does Lexington Law work?

New clients can set up an initial consultation with Lexington Law by visiting its website. During the consultation, you get copies of your credit reports and a summary of your credit analysis.

The firm then proceeds to dispute credit report items like duplicate accounts, incorrect inquiries and fraudulent accounts. Sometimes items require more than a dispute letter to be removed — in these cases, Lexington handles additional correspondences with creditors. The firm also offers financial mentoring to help clients maintain their improved credit scores.

How much does Lexington Law cost?

Lexington Law offers three plans, with costs ranging from $99.85 to $139.95.

  • Concord Standard is the company’s basic package. It starts at $99.85 per month and provides bureau challenges and creditor interventions.
  • Concord Premier costs $119.95 per month and includes bureau challenges, creditor intervention, additional score analysis, InquiryAssist, ReportWatch and TransUnion alerts.
  • PremierPlus costs $139.95 per month and comes with everything in the Concord Standard and Premier packages. It adds services for cease and desist letters, a FICO score tracker, identity protection resources and personal finance tools.

Lexington Law FAQ

How much does Lexington Law charge?

Lexington Law has three plans that range from $99.85 to $139.95 per month.

How long does Lexington Law take?

According to Lexington Law, the firm averages about 10 items removed per client, or 24% of their representing negatives, in four months. However, the length of your credit repair process varies based on your specific situation.

Can Lexington Law remove charge-offs?

Yes, Lexington Law can remove incorrect charge-offs.

Can Lexington Law remove unpaid collections?

Yes, Lexington Law can help you remove questionable charges or unpaid collections.

Is Lexington Law legit?

Yes, Lexington Law is legitimate. The firm has a long track record of success. Lexington employs real lawyers, and the staff stays up to date on the often-changing laws around credit reporting and disputes. If you need credit repair services, it’s worth scheduling a free consultation with Lexington Law.

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How do I know I can trust these reviews about Lexington Law?
How do I know I can trust these reviews about Lexington Law?
  • 3,870,953 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

For more information about reviews on ConsumerAffairs.com please visit our FAQ.

Page 1 Reviews 0 - 5
Rated with 5 stars
Verified Reviewer
Original review: June 23, 2022

I started my case with Lexington Law office in Jan. 2022 and I had poor credit. Now I am in the good credit rating and they helped me to clear negative credit reports. I am learning how Credit works and what to do and not to do. I signed up for their "1 million dollar coverage insurance" in case someone steals my personal information and starts to use it, they will help me fight in court if I need too. I was skeptical at first when I signed up, but I am happy to date with their progress. The online website is easy to use and understand and you can download their app to keep up with your credit repair. I recommend to anyone that wants to clear their Credit.

Lexington Law response

Thank you so much for your recommendation. We are so pleased to hear that you have benefited from our services.

2 people found this review helpful

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    Rated with 5 stars
    Verified Reviewer
    Original review: April 14, 2022

    I finally admitted that I couldn’t handle credit on my own. Ratios? Forget it. LexingtonLaw provides natural-born teachers that are patient with you. They’ll explain why/how there’s 500 ways to make your credit worse, or stagnant, but only one road to making your credit score outstanding. Are you in a rush? There’s no magicians for that. I’m not one to leave feedback for anything or anyone. I’m thankful I had LexingtonLaw before the Covid epidemic, where I lost a Brother and my Mother, or I could have easily buried myself in credit card debt.

    As we all know, these things never happen at a convenient time. I didn’t have to panic. There’s a responsible way to handle unforeseen financial Olympic-qualifying obstacles. Look at LexingtonLaw as an affordable college course in money management. Again, there’s 500 ways to do it wrong. Contact LexingtonLaw and give them the benefit of the doubt. You’ve spent money on worse things. Within 60 days, you’re getting emails about how your credit is making its way to its feet. You can expect to get those notifications regularly. LexingtonLaw doesn’t relent until you’re on the right path.

    -Niel **

    Seville, Ohio

    Lexington Law response

    Thanks so much for sharing your experience with us. We have loved working with you and appreciate your recommendation

    5 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: March 9, 2022

    I needed some help because a Fredrick ** 2-26-1967 stole $17,890.00 from my social security debit card while I was sent to jail! I was found out to be innocent of charges! However, Fredrick ** was found guilty of "Identity theft for profit by 2 West Allis detectives, (Wink & Sterhino)! They had pictures from an atm type machines! However, the crowded Milwaukee county jail is, so they gave him a plea type deal and he is not following the so-called agreement made by Ms. **! F. ** is to pay me $100 a month and have no contact with me what-so-ever! He continues to have people call me, hacks my computer & 3 cell phones that I have by going onto the net which gives out information if you pay them! Fredrick ** has also taken out loans in my name-illegally! Because of his erroneous charge against me, I waited 9 months and 21 days in jail-and I was innocent!

    My credit fico score is "8"! So the Lexington representative gave me some more ideas of what to do! I have well documentation about all the things which Fredrick ** has stolen and replacement costs, and he has stolen other monies from 2017-2021 from not only s.Security but also from banks, loans and the items I had in storage! He refused to give me my property back! The representative was very empathetic, kind, made great suggestions. Next the rep told me that she would try to clear up more of my 3 credit reports by getting more information from each lender and copies of signed items. I have paid Lexington Law for a minimum of 8 years -on & off! Fredrick ** also stole my computer title: "** and erased all my pictures-which were saved and also my Facebook account! Lexington's rep was very helpful and also very knowledgeable about police reports to make out and whom to call in the U.S. Government. God bless! Barbara **.

    Lexington Law response

    Thank you so much for your recommendation. We are so pleased to hear that you have benefited from our services.

    6 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: Dec. 4, 2021

    I have been with this company for several years with a messed up credit score due to a divorce and when it was time to purchase my home, within a year's time they had me ready for buying my home. I choose to stay after they got my score to 700 because life happens to the best of us and I never know what can happen and I am so glad I did. My credit was fraudulently attack and the notification and the disputes was able to put me back on track. Since then I have been able to purchase a new vehicle with a credit score of 688 a drop in what I am use to but Lexington Law stays on my case and I love them for it. I know that within a month time that score will be back up to par. Any concerns I have regarding my credit from all 3 credit bureaus, Lexington Law has been on the case. This is an excellent company for all your credit repair needs at an affordable price.

    13 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: Sept. 2, 2021

    Lexington Law was doing a pretty good job but it took a very long time and after awhile it started to get expensive. I’ve never been a fan of the subscription model which is exactly what Lexington Law uses. I mean think about it, what incentive do they have to get done fast…hello then they can’t bill you anymore. After awhile I got tired of being billed by them every single month with no end in sight. I ended up canceling with them and was later referred to and ended up using a company called Phoenix Group Credit Services. I liked them a lot because they do the opposite. I liked how they tell you the exact total cost up front before you make your decision. They’ll even let you break it down and be on a pay plan if you need to. They did a great job with my credit and I just got approved for the loan to buy my dream house!

    47 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: July 9, 2022

    My credit had 6 things that needed to be removed and now because of Lexington Law all 6 was removed and now my credit is EXCELLENT! These guys don’t quit on your case until your credit meets your satisfaction. I’m definitely SATISFIED!

    Lexington Law response

    Thank you so much for your recommendation. We are so pleased to hear that you have benefited from our services.

    Be the first one to find this review helpful
    Rated with 3 stars
    Verified Reviewer
    Original review: July 5, 2022

    Lexington Law does an excellent job in terms of accessibility and customer service. The app could use some improvements, but it never shut down or lagged so that's a plus. When it comes to the actual credit repair process you are better off doing as many disputes as possible on your own and putting a freeze on your information.

    Lexington Law response

    Thank you for sharing your frustrations with us. Client satisfaction is something we pride ourselves on, and we are always trying to improve. Can you please send us a direct message so we can discuss this further with you?

    Be the first one to find this review helpful
    Resolution In ProgressRated with 2 stars
    Verified Reviewer
    Original review: July 2, 2022

    The process is very slow and costly. There is very little communication on what’s taking place to repair your credit. So far it’s been three months and only 1 item removed. When signing up they made it seem like this would be a quick and easy process and that I would see major results after three months.

    Lexington Law response

    We are sorry to hear about your experience with Lexington Law Firm. We have found that each client has a different credit situation which means that time frames and results will vary, which can be frustrating. We would be happy to discuss this further with you and answer any questions you may have. Please DM us your contact information and a representative will reach out. Thank you.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: June 29, 2022

    They will help you and work thing out with guys. I’m glad I choose them. The law and help with guys credit. You should call this company. They are best at what they do a lot stuff. I got them help with credit and get home.

    Lexington Law response

    We appreciate you sharing your experience so far. If there’s anything else we can do to help, please let us know.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: June 29, 2022

    Lexington Law delivered detailed attention to my credit score. The firm’s ability to achieve an impressive improvement in my credit score is great. My record included a bankruptcy with multiple creditors.

    Lexington Law response

    Thanks so much for sharing your experience with us. We have loved working with you and appreciate your recommendation.

    Be the first one to find this review helpful
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    Lexington Law Company Information

    Company Name:
    Lexington Law
    Year Founded:
    1991
    Address:
    257 E 200 S
    City:
    Salt Lake City
    State/Province:
    UT
    Postal Code:
    84111
    Country:
    United States
    Website:
    www.lexingtonlaw.com